If you’ve ever insured a property, you’ll know that arranging buildings insurance is based not just on your property’s ‘market value’ – the amount it would sell for today – but also its ‘rebuild costs’. This refers to the amount of money it would cost to...
Every business will have its own particular problems during the winter. We hope our points below will help you prepare for the risks to your business during this period Employee Attendance Bad weather often throws road and rail travel into chaos, ranging from the slow-going to the...
In 2018, more major hacks took place from huge companies, including HSBC, British Airways and Facebook. In the first half of the year alone, it’s thought that around 4.5 million records were stolen. Experts suggest the trends of hackers have matured over the last year...
Landlords have already seen the effects of a reduction on the tax reliefs they can claim, and more big changes are planned to happen over 2019. Yet, with Brexit still in negotiations and the future of the country still in a state of flux, nothing...
Does your list of New Year’s resolutions look something like this? Visit the gym at least three times a week Save more money Give up smoking, drinking and chocolate – unless it’s the weekend Learn a new language Volunteer more Wait… what was the first one...
Festive thieves are gearing up for a busy festive period of easy pickings warns the Association of British Insurers (ABI). Last December, insurers dealt with the equivalent of 435. domestic burglary claims every day, paying £30 million to customers who were the victims of Christmas crime. That...
The fridge is stocked, the bar is full, and the rails and shelves are groaning under the weight of a pre-emptive Christmas spending spree. And then, disaster strikes in one form or another. Works down the road cut off your power supply, and all the food in...
It’s the most wonderful time of the year. But with grottos of fire hazards and oodles of wide-eyed thieves scoping your home and contents à la Harry and Marv in Home Alone, Christmas is also the most dangerous time of the year. Not sure where to...
There is something about Christmas that makes most of us want to cram in as many tasks as humanly possible, so that we can guarantee ourselves and those around us a memorable Christmas. But such is life and all its unpredictability that your Christmas can become...
All the beautiful decorations and incredible feasts around Christmas time aren’t going to mean a jot if your tree, turkey, or even your whole house is on fire. With flammable decorations, overstuffed sockets, hot lights and squiffy cooks, we’re up against more fire risks in December...