Property Owners Insurance
Whether you are a landlord for a commercial or a residential property, MOBI can find you landlord and property insurance which covers the full scale of your business.
Landlord insurance for property owners is often divided up into open and named perils. Open perils cover all the causes of loss that are not specifically named in the policy itself – these are often external factors that cannot be predicted such as natural disasters, acts of terrorism and war.
Named perils, on the other hand, require the item to be named in the policy for it to be covered, for example more commonly occurring events such as fire, lighting, explosion and theft.
Whether you let just the one property or have a whole cohort of properties that need insuring, we can help
Key cover options:
> Property Owners’ Liability
> Tenants’ Alternative Accommodation
> Unoccupied Property Cover
> Subsidence
> Accidental Damage
> Loss of Rent
Alternative accomodation
As well as covering you against any damage that might occur, it will also cover you against other concerns such as loss of rent and liability. Should a property become unfit to inhabit in either a living or work content, you will be covered against the cost of providing them with alternative accommodation whilst the repairs are being made.
If any of your properties are left uninhabited for any extended amount of time, we can also arrange for you to be protected with Unoccupied Property Cover.
