Combined motor trade insurance encompasses MOT garages, body shops, car sales and even small dealerships.
It is aimed primarily at motor traders that operate from a specific business premise rather than from their own home, although it can be taken out by individuals working at home as well.
If you are the owner of buildings for which you store your vehicles, combined motor trade insurance can also protect the building against perils such as flood, malicious damage, accidental damage and fire.
At MOBI we understand the key considerations for any business owner looking for Motor Insurance.
Our team can find you a policy that is built from the ground up to match your individual business needs.
Key cover options:
> Material damage for building, contents and vehicles
> Business interruption
> Employers’ liability
> Money
> Engineering inspection
> Goods in transit cover
> Road risk cover
> Professional indemnity
Tools and vehicle protection
It is likely that as a motor dealer or repairer you will regularly have vehicles on your property – either for retail purposes or if customers leave their vehicle for extended amounts of time for you to work on. Stock of Vehicles insurance is recommended to protect you against any situation in which someone’s car or vehicle is damaged or stolen.
Hand tools are essential in any garage or mechanics and these can collectively be of great value – not only are they valuable in terms of cost but essential to business operations. For this reason, insuring your tools is recommended to protect your business.
